Did you know you don’t have to spend your money?
Did you know that you are the owner of your money?
That’s right. The items you buy, the bills you pay, the investments you make, the use of your money is controlled by you.
It’s hard to understand and believe that line of thought when there seems to be pressure all around us to spend.
It is as though we have to spend on a daily basis.
It is as though, we are obligated to fund the economy around us.
You are not responsible for that.
You are a consumer, a citizen and a person and family trying to make it day-to-day.
The money in your checking account, savings accounts and other sources are yours.
Your money is yours.
Even the money earmarked to pay your bills is yours. Such that, if you wanted to eliminate some of those bills, you have the freedom to explore, and, do that, as is feasible (i.e. not including absolutes of electricity, gas, etc.).
What I want to encourage you in is to be brave enough, and disciplined enough, to hold on to your money until the decision is clear, to spend.
And not as a result of society putting pressure around you to do that.
You’re not required to get in the car and go spend everyday. Once you’ve made a decision, I must spend, or want to spend, then, go forth.
And, oh, the debit card. Don’t be deceived by the rapid nature of the debit card.
That is, be careful and controlled in its use—-the debit card immediately releases your money that you have worked hours, days and weeks to accumulate.
It removes that hard work that your cash carries and turns it into nothing more than a swipe, and a disappearance of your earned cash.
Thus, making the right decision to spend so much more important and vital to the stability of your personal finances, and life.
In the same breadth, the debit card can be a great positive if you get into small business and need immediate payment from a customer.